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What is Shop Pay?

Shop Pay is a secure, fast, and convenient checkout option that allows you to complete your purchase using saved payment and shipping information. It streamlines the checkout process, so you can shop quickly and effortlessly. All transactions are fully encrypted to ensure your information is safe and secure. It also offers order tracking and the ability to split payments into installments, depending on eligibility.

Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0%-36% APR interest, no hidden or late fees, and checking eligibility has no impact to your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. You can learn more about state notices to consumers here.

You can find more information, including answers to questions about installment payments on Shop Pay.